Rs 26 lakh per month investment in postal scheme .. How is it possible .. Any plan ..!
Investment is seen as the most important thing in our life. Even more important is the investment in retirement.
Because it’s okay to suffer in adolescence, it’s good to be in old age. No matter how hard we try, the kids just want to be good.
But implementing this in action is the most difficult thing. But with good credit, you might find exactly what you need. How is it possible to earn 26 lakh rupees with an investment of 1,000 rupees per month in that category? How to join the project? Who can join? Let’s see.
Which project?
In that sense what we are looking at today is the postal public futures deposit scheme. Let’s see in detail how you can get 26 lakh rupees by investing in this project.
Although there are several thousand investment projects in India, there is a separate place for postal investment projects. Because it is safe. Has substantial revenue. Above all there is no share to the investment. In that sense, the post office has always had a place for the public.
Public Provident Fund (PPF)
This project is a 15 year project. This includes tax breaks. The interest rate is currently 7.1%. For this, the government adjusts the interest rate every quarter according to the market situation.
This is seen as an added benefit as the scheme can be resumed as 5 year packages even after maturity. This account can be linked by bank account or post office.
You can pay a minimum of Rs 500 per annum in a PPF account and invest up to a maximum of Rs 1.5 lakh. You can also pay this in 12 installments. An individual cannot pay more than Rs 1.5 lakh. If you have to pay so much, you can open an account in the name of your family members
Income in lakhs
If you invest Rs 1,000 per month through this scheme of the post office, you will be able to earn income in lakhs after 15 years, i.e. after maturity. But at that time 26 lakh rupees was not possible. That’s all right, how can you get 26 lakh rupees with an investment of 1000 rupees. For example, let’s say you start this project at the age of 20. If you can continue to do this until you are 0 years old, the amount of corpus made is the only possible one.
15 year maturity period
When you invest Rs 1,000 per month for 15 years, you will invest Rs 1.80 lakh. If the interest rate is calculated as 7.1%, you will get a total of Rs 3.25 lakh after maturity.
May increase to 5 years
3.25 lakh maturity amount, you can increase it again for 5 years. This will increase your investment to 5.32 lakh rupees.
8.24 lakh when it is increased by 5 years through the second five year package.
If you increase it 5 times in a row like this, your investment of 1000 rupees will increase to 26.32 lakh rupees in the 40th year.
However this investment is only possible if you start in your youth. If you are currently 30 years old, or 35 years old, you should increase your investment accordingly. Only then will this be possible.
What if the maximum investment?
Suppose you are investing a maximum of Rs. 12,500 per month in a PPF scheme. With this you will invest Rs 1,50,000 per year.
You have invested Rs 22,50,000 in 15 years. Current interest rate – 7.1%, thereby interest income – Rs.18,18,209, total maturity amount – Rs.40,68,209. If this lasts for 5 years, you will get Rs. 66,58,288 in your hand. If this continues, your corpus size will increase unimaginably.
The loan can be availed by keeping the network after 3 years in this scheme.
However in today’s era it is necessary to plan and invest in line with the rate of inflation. For example, if you need 30,000 rupees a month today, your demand may increase in another 30-50 years. So you can approach the right investment advisor and make your investments according to your need and goal.
