Gorgeous plan .. Claim up to Rs. 35,000 for a low premium!
La Poste, like insurance companies, offers several insurance plans.
Postal life insurance plans are designed to benefit government employees, both urban and rural.
Postal life insurance plans are designed to benefit government employees, both urban and rural.
Who can take it?
In the foreground, government employees and government funded institutions, all private educational institutions, bankers, private sector employees and many others can join. In the second plan, anyone living in rural areas can implement this policy.
Financial Security
Usually, insurance plans provide financial protection to families against unforeseen losses. If such security plans are government plans, they are even more secure. Even better if it is available with an additional tax deduction. In this regard, we are going to look at several postal insurance plans today.
Age Limit
India Post offers a scheme called Gram Suraksha or Lifetime Guarantee for the benefit of the people. The minimum age to invest in this scheme is 19 and the maximum age is 55.
The minimum insured amount is Rs 10,000 and the maximum insured amount is Rs 10 lakh.
Is there a credit?
This insurance program provides a loan after 4 years of investment. No bonus if change contract before 5 years. This plan has several options for paying premiums to individuals. They are 55, 58 and 60 years old.
What is the premium?
If one buys Rs 10 lakh village security insurance at the age of 19, the monthly premium for 55 years will be Rs 1515. In the same 58 years, that figure would be Rs 1463 crore. It will be 1141 rupees in 60 years.
What is the amount at maturity?
The maturity amount of this 55-year plan in the postal system is 31,60 thousand.
The maturity amount in the same 58 year plan will be Rs 33.40 lakh.
The same amount maturing in 60 years will be 34.60 lakh rupees.
Is there a basis for nominations?
This font also has a nomination base. If a customer wants to update their email id or mobile number, they can contact the nearest post office
Contact if in doubt?
Likewise, if you have any questions regarding this coverage you can call toll-free 1800 180 5232/155232,
Otherwise you can find all the details at http://www.postallifeinsurance.gov.in/
Endowment Politics (Santosh)
In addition to this project, there are other popular projects in the post office. One of them is the preferential policy (Santosh).
Under this policy, the amount of the guarantee and the bonus is guaranteed until the policyholder reaches the predetermined maturity age i.e. 35,40,45,50,55,58 and reaches 60 the age.
In the event of the policyholder’s death, the total amount will be secured with a premium to the agent or legal heirs.
Credit facilities under preferential policies
19 55 can participate in preferential policies. The minimum sum insured is Rs 20,000.
Up to Rs 50 lakh can be claimed.
Loans can be purchased three years after the implementation of this policy.
Abandonment after 3 years. This policy also has a bonus facility.
Early Life Insurance (Sumangal)
This is a one hour package project. Up to 50 lakh rupees guaranteed.
This policy is suitable for people who need income over time.
Survivor benefits are available to the insurer from time to time.
The term of the policy is 15 years and 20 years.
When are the benefits?
This includes the benefits for 15 year contracts, after 6 years (20%), 9 years (20%), 12 years (20%) and 15 years (40% and premiums collected).
The same 20-year policy provides benefits after 8 years (20%), 12 years (20%), 16 years (20%) and 20 years (40% and bonus).
Bal Jeevan Bima for children
This plan aims to cover the children of the policyholder.
Only two children per family are eligible for the policy under this program.
Children must be between 5 and 20 years old.
The maximum amount equivalent to the guarantee of the main policyholder in the amount of Rs. 3 thousand or less. It is important that the policyholder (the child’s parents) is not over 45 years old.
If the policyholder dies under this scheme, no premium is payable.
Premium received by the child after the end of the parental contract